1.Risk Management Strategy:
• Develop and implement a robust risk management strategy, policies, and procedures aligned with the company's objectives and regulatory requirements.
• Identify, assess, and prioritize key risks, including credit risk, operational risk, liquidity risk, and regulatory risk.
• Design and maintain risk assessment tools and methodologies to evaluate and monitor risks on an ongoing basis.
2.Risk Mitigation and Controls:
• Develop and implement risk mitigation strategies and action plans to minimize potential losses and maximize opportunities.
• Establish and maintain effective internal controls, ensuring compliance with regulatory frameworks and industry best practices.
• Monitor and enforce adherence to risk limits, policies, and procedures across the organization.
3.Credit Risk Management:
• Oversee the credit risk management function, including loan portfolio analysis, credit underwriting, and collection strategies.
• Develop and monitor credit risk models, ensuring accurate risk assessment and timely identification of potential defaults.
• Collaborate with the lending team to establish appropriate credit risk policies, procedures, and guidelines.
4.Compliance and Regulatory Oversight:
• Stay abreast of regulatory developments and ensure compliance with applicable laws, regulations, and reporting requirements.
• Develop and maintain strong relationships with regulatory authorities and manage regulatory audits and examinations.
• Advise the executive team and relevant stakeholders on regulatory changes and their potential impact on the organization.
5.Risk Reporting and Analysis:
• Prepare and present comprehensive risk reports to senior management and the board of directors, highlighting key risk areas and trends.
• Analyze risk data and provide actionable insights to support decision-making and risk mitigation strategies.
• Monitor key risk indicators and provide early warning signals to proactively address emerging risks.
6.Team Leadership and Development:
• Lead and mentor a team of risk professionals, providing guidance, support, and ongoing training.
• Set performance goals, conduct performance evaluations, and promote a culture of continuous improvement.
• Foster cross-functional collaboration and promote risk awareness and a strong risk culture across the organization.
• practical experience of not less than 7 years in the fields of banking and/or Financing companies/activities in functions of finance
• previously held a supervisory position in a financial institution or company
• good conduct and of good reputation
• must not have previously been sentenced to a felony or a freedom-restricting penalty for a crime.
• must have a higher qualification from one of the Egyptian colleges or from a foreign university.
• not assume executive duties in any other entity after join company